Insurance

Private Medical Insurance

What is private medical insurance?

Private medical insurance (PMI) gives you faster access to diagnosis, specialist consultations, and treatment — without NHS waiting times. You get to choose when and where you’re treated, with access to private hospitals, consultant-led care, and a standard of comfort that simply isn’t available on the NHS.

Why does it matter?

NHS waiting lists are at record highs. The average wait for a specialist appointment can stretch to many months — for some conditions, much longer. Every week you’re waiting is a week you might be unable to work, in pain, or simply anxious about what’s wrong.

Private medical insurance means you’re seen quickly, diagnosed sooner, and treated faster — giving you the best possible chance of a swift recovery.

What’s typically covered?

• Fast access to specialists and consultants

• In-patient and day-patient treatment

• Diagnostic tests — scans, blood tests, MRIs

• Cancer care and treatment

• Mental health support

• Physiotherapy and rehabilitation

• Outpatient appointments

📝 Cover levels vary between providers and policy types. We’ll compare the market to find the right level of cover at the right price for you.

Business owners — did you know?

Private medical insurance for you and your employees can often be paid through your business as a company expense. It’s one of the most valued employee benefits, and as a director, it can be a tax-efficient way to access private healthcare. We can advise on both personal and business PMI.

Interested in private medical insurance?

We’ll compare policies from all the major providers and help you find the right level of cover for your needs and budget.

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